Who is this ‘they’ of which they speak?

“They say money can’t buy you happiness,” I said, “but I say hand it over! Those freaks just aren’t trying.”
“Yeah,” said J., “Anyway, I’d rather be rich & unhappy than poor & unhappy any day.”
“Good point!”

*pause to contemplate all the things we could do with money*

“They also say you’d get bored if you don’t have a job to go to every day,” I added. “Idiots.”
J., in consternation, “But it’s the *job* that’s *BORING* me!”

*pause to contemplate all the things it’s possible to do in the world, especially with money*